Senior Payments Product Manager

We’re looking for a Senior Payments Product Manager who lives and breathes payments, checkout, routing, and UX. If you’ve shipped high-scale payment flows, improved authorization rates, reduced the cost to collect, and obsess over customer-friendly experiences, this role is for you. You will play a key role in shaping our global payments strategy and ensuring a seamless, efficient, and secure payment ecosystem. We believe three things matter for every role at Lemonade: drive to push through challenges, efficiency that keeps standards high while moving fast, and adaptability that lets you pivot with data and AI insights. These aren't buzzwords, they're how we actually work. Our AI-first approach isn't just a tagline either. We're building the future of insurance with AI at the center, and we need people who are genuinely excited to learn and grow alongside these tools. In this role you'll Own the end-to-end checkout experience: from funnel design, UI/UX, and copy, to error states, SCA/3DS, tokenization, retries, and dunning. Strive to improve authorization rates: optimize routing, 3DS strategy, retries, BIN/issuer tactics, network tokens, and risk signals to lift approval rates. Red